US users are now able to apply Apple Card online, which is the direct option that you can apply Apple credit card without Apple Wallet. If you want to apply, you should go to the application page, click “Apply now”, and do as what are instructed.
As usual, the whole application process costs about a few minutes. And if your application is approved, you can use the virtual card to buy immediately.
Of course, you can also apply for the physical titanium Apple Card through Wallet, so that you can make payments in stores that don’t accept non-touch payment.
The main features of Apple Card include spending history in different colors, interest-free payment, and 3% reward. At present, application of the card is only limited to US, but it’s estimated that it will be expanded world-wide.
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